Critical Illness Insurance – Something to Consider

Historically, heart attack, cancer, stroke resulted in death. Today, people often survive these health events however, at considerable expense. Health insurance polices often have high deductibles and out of pocket expenses. A critical illness insurance policy will pay you a lump sum benefit to help offset these costs.

Our thoughts around Critical Illness Insurance

You should look at your employer options first
Are the other members of your family covered?
Can you afford to pay these expenses yourself?

We usually recommend considering Critical Illness Insurance for 3 scenarios:

We recommend you have this while you are building your savings
We suggest considering locking in a fixed premium for your lifetime
You should especially consider this coverage if you have a family history of critical illness

DISCLAIMER:

Investment advisory services provided by Regal Investment Advisors LLC, an SEC registered investment adviser. Regal Investment Advisors is independent of Fortress Mega, LLC. Advisory services are only offered to clients or prospective clients where Regal and its representatives are properly licensed or exempt from licensure. SEC registration does not imply a certain level of skill or training. The information presented is general in nature and should not be considered to be investment, legal, tax, accounting, consulting, or any other professional advice. It is not a solicitation of, or an offer to buy or sell, any securities or advisory services. The purpose of the information presented on this website is to educate and inform. The content is developed from sources believed to be providing accurate information. In all cases, you should consult with a professional familiar with your particular situation for guidance concerning specific financial matters before making any decisions.

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