Blogs – Fortress Mega

February 19, 2024

In 2023 the S&P 500 gained 24.23% per Morningstar. Wait a second, wasn’t there supposed to be a recession? A lot of experts thought there might be and it might have been a safe bet. Inflation was high, interest rates were rising, and we didn’t exactly have a great outlook in January 2023. But they were wrong and staying invested appears to have been the right call. Timing is everything and what is correct today can change tomorrow but realistically a lot of portfolios fixed the 2022 downturn by standing pat. 2023 – The Year Of Terrible Market Predictions (forbes.com) Last Year’s Predictions: How Did They Pan Out? (investopedia.com) The more interesting thing to me is this commentary by Bill Gross a very famous investor often called “the bond king.” If I was to simplify which is a better company to own stock in McDonalds which has clear annual

Market Update

February 19, 2024

Take Better Control of your Risk Tolerance

March 7, 2023

Understand the Potential Rates of Return and Volatility for your Risk Tolerance If you have ever researched investing, you have probably come across the concept of risk tolerance. In fact, you may even have taken some version of a risk survey. The concept usually revolves around how much risk or volatility

Sequence of Returns over a 20 year portfolio

January 12, 2021

Understanding sequence of returns risk is one of the core concepts that affects retirement theory, yet it is so rarely talked about. We talk about how retirees should diversify their ortfolios, adopt the 4% rule, have non-correlating asset classes, or just have a plan for when the market goes down.

Sequence of Returns Risk, Basic Math

January 12, 2021

Understanding sequence of returns risk is one of the core concepts that affects retirement theory, yet it is so rarely talked about. We talk about how retirees should diversify their portfolios, adopt the 4% rule, have non-correlating asset classes, or just have a plan for whenthe market goes down. But

Inflation: Understanding the Effects on a Retiree

January 12, 2021

Almost all of us have felt the effects of inflation on our lives from the rising cost of bread and gasoline to ever increasing costs of health insurance. However, inflation could present a unique problem to a retiree because retirees are no longer working and may be more likely to