Blogs – Fortress Mega

August 26, 2026

Inflation can present a challenge in retirement, when you consider that the price of bread went from 50 cents a loaf in 1980 to an average cost of $2.54 today… a more than 200% increase in 40 years. It’s reasonable to assume that the cost of Long Term Care will rise as well, so the cost today is not likely to be the same cost in the future. According to Genworth’s Cost of Care Guide, today’s cost for a semi-private nursing home in the Seattle area is $127,484 annually. If we assume a 3% inflation rate, that same cost in 20 years… is $230,250 annually. If inflation increases at a rate higher than 3%, those costs will be driven even higher. At Fortress Mega, we feel retirees should think ahead and factor inflation into their Long Term Care planning by setting aside sufficient money to account for inflation’s effect on

Inflation and Long-term Care Planning

August 26, 2026

Inflation and Long-term Care Planning

August 26, 2026

How Can You Plan for Long-Term Care?

August 12, 2026

Don’t Let Timing Ruin Your Retirement?

July 29, 2026

What are Required Minimum Distributions and How Are They Determined?

July 15, 2026

Long-Term Care Planning for Couples

June 17, 2026

Did you know that someone turning 65 has about a 70% chance of needing long-term care services during their lifetime? Unfortunately, the story doesn’t end there. About 20% of that group could need care for five years or more. If you’re a couple age 65 or older, you now face

Take Better Control of your Risk Tolerance

March 7, 2023

Understand the Potential Rates of Return and Volatility for your Risk Tolerance If you have ever researched investing, you have probably come across the concept of risk tolerance. In fact, you may even have taken some version of a risk survey. The concept usually revolves around how much risk or volatility

Sequence of Returns over a 20 year portfolio

January 12, 2021

Understanding sequence of returns risk is one of the core concepts that affects retirement theory, yet it is so rarely talked about. We talk about how retirees should diversify their ortfolios, adopt the 4% rule, have non-correlating asset classes, or just have a plan for when the market goes down.

Sequence of Returns Risk, Basic Math

January 12, 2021

Understanding sequence of returns risk is one of the core concepts that affects retirement theory, yet it is so rarely talked about. We talk about how retirees should diversify their portfolios, adopt the 4% rule, have non-correlating asset classes, or just have a plan for whenthe market goes down. But

Inflation: Understanding the Effects on a Retiree

January 12, 2021

Almost all of us have felt the effects of inflation on our lives from the rising cost of bread and gasoline to ever increasing costs of health insurance. However, inflation could present a unique problem to a retiree because retirees are no longer working and may be more likely to