Author: FM-Jon

Inflation and Long-term Care Planning

Inflation can present a challenge in retirement, when you consider that the price of bread went from 50 cents a loaf in 1980 to an average cost of $2.54 today… a more than 200% increase in 40 years. It’s reasonable to assume that the cost of Long Term Care will rise as well, so the […]

How Are Your Social Security Benefits Calculated?

We all think we know the basics about Social Security, but do we really understand how much your benefits can vary? Your full retirement age is generally between 66 and 67, depending on the year you were born. Your monthly benefit, often referred to as your Primary Insurance Amount (PIA), is based on your highest […]

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